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5 things you can do to improve your credit score

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Fist of all we need to know about the credit score… What is a credit score ? A credit score is a number that recapitulates information from your credit reports. Score ranges are between 300 – 850. It will be best if the score is in higher range. Foreseeable credit score can be stated by lenders and other consortium appraise the customer based on his credit as well. Where do credit scores come from? There are 3 major credit bureaus (Experian, Transunion, and Equifax) your credit report contains information about loans and credit cards someone had in the past. If any applicant doesn’t have enough credit score lenders would have to spend their expedient for it. If there something comes out like any mistake at applicants report then to estimate the actual credit score there is a computer model which analyze and generate a credit score. There are different types of credit scores for different lending purposes. All those types of sources have more variations. It wi

CREDIT CARDS WITH NO JOINING FEE

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You are always looking for the perfect credit card, the one that caters to all your needs, the one that is a one-stop solution to all your problems. There is various type of credit cards across different categories like travel, shopping, lifestyle, rewards/cashback, medical and Diners, etc. Each credit card is unique and holds unique features. Most of these credit cards have a joining fee which you must pay in order to avail the services of the card, but there are some Best credit cards  in the market which have no joining fee levied on them which means you can enjoy the services of the card for free. Today we are going to talk about those credit cards with no annual fee on them. 1     YES Prosperity Edge : Joining fee: 0 Documents required: ·       KYC – PAN, address proof and ID proof ·       Salary slip/form 16 Benefits: ·       Get 2 domestic airport lounge visits per calendar year via the master card lounge program ·       Free prior

STEPS TO CHECK CREDIT SCORE FOR FREE JUST A FEW MINUTES

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STEPS TO CHECK CREDIT SCORE FOR FREE JUST A FEW MINUTES ! Last time we did a blog on what factors affect your credit analysis; you guys loved it! So, this time we are back with another blog on how to check credit score for free . Times are busy and we hardly get time between work to keep a check on our finances, no matter how much we try our work consumes most of our time of the day, and when finally we have some spare time on weekends to sit down and go through the logs, some household errand comes up and we get caught up again. We know how hectic it becomes for you to go through procedures to keep a tap on your finances therefore we thought we can do a little bit of research and bring you some information on how to check your credit score for free, what is the best credit score for you and why is it so important for you! Check your credit score is no rocket science and all you need to do is to provide the following information while filling out the credit