CREDIT CARDS WITH NO JOINING FEE

You are always looking for the perfect credit card, the one that caters to all your needs, the one that is a one-stop solution to all your problems. There is various type of credit cards across different categories like travel, shopping, lifestyle, rewards/cashback, medical and Diners, etc. Each credit card is unique and holds unique features. Most of these credit cards have a joining fee which you must pay in order to avail the services of the card, but there are some Best credit cards in the market which have no joining fee levied on them which means you can enjoy the services of the card for free.

Today we are going to talk about those credit cards with no annual fee on them.

1  YES Prosperity Edge:

Joining fee: 0

Documents required:

·      KYC – PAN, address proof and ID proof

·      Salary slip/form 16

Benefits:

·      Get 2 domestic airport lounge visits per calendar year via the master card lounge program

·      Free priority pass membership for cardholder

·      Interest rate as low as 2.99%

·      Earn 15000 bonus points on spends of INR 6 lakhs + every anniversary year

2  YES Prosperity Reward plus card:

Joining fee: 0

Documents required:

·      KYC – PAN, address proof and ID proof

·      Salary slip/ Form 16

Benefits:

·      Earn 12000 bonus points on spends of 3.6 lakhs + every anniversary year

·      Earn 100 points on completing 4 transactions of INR 500 + in a statement cycle

·      Get fuel- surcharge waiver applicable at all fuel stations in India

3Indian Oil Citi Platinum card:

Joining fee: 0

Documents required:

·      Address proof

·      PAN/Passport/voter ID

Benefits:

·      Get activation benefits up to INR 250

·      Save up to 15% on dining

·      Get up to 71 liters of frees fuel annually by redeeming turbo points at authorized Indian oil outlets

·      Get 1% waiver on fuel surcharge at authorized Indian oil outlets

4 Citibank rewards credit card:

Joining fee: 0

Documents required:

·      PAN card/ voter ID card

·      Address proof

Benefits:

·      Earn 10x reward points for every INR 125 spent at apparel & departmental stores

·      Get 2500 reward points upon card activation

·      Save up to 15% on dining

·      Earn 1000 bonus points on the first purchase of INR 1000 within 60 days of activation

    Induslnd Bank Platinum card:

Joining fee: 0

Documents required:

Benefits:

·      It is a lifetime free card

·      Get Buy 1 get 1 offer, enjoy 2 free movie tickets on BookMyShow & 4 free movie tickets at Sathyam cinemas every month

·      Complimentary Priority pass membership to 600 lounges worldwide

·      1.5 reward points on every INR 150 spent on any category.

These are some cards that have no annual fee on them, these credit cards are from different categories and have unique features and benefits. There are a few cards in the market which have this feature and we hope we were able to cover most of them in the list above.